Affordable Care Act Takes a Bite

Some people say that the Affordable Care Act (Obamacare) is a dog.  Well, for 2016 this dog finally has developed some sharp  teeth.  Maybe you noticed when you did your 2014 taxes this year that you had to pay a small penalty for not having health insurance.  The penalty you will be paying shortly for […]

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Be Prepared for Change in Health Insurance

If you purchased an Affordable Care Act Plan, changes are coming soon. To protect yourself you should begin by acting now. Several changes are about to happen. The rates for every plan will be changing on January 1, 2015 with many plans going up by 17 percent or more. The Subsidies you get are likely […]

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Health Insurance for College Students

Sending your child off to college has enough challenges; college health insurance doesn’t have to be one of them. In-state college Your child can either be on your family plan (until they are 26) or you can get them their own policy. Some colleges have special plans for their students that make sense, and you can […]

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Obamacare Changes

What is different between pre-Obamacare plans and post-Obamacare plans? The new plans, for people who don’t have subsidies (see last month’s article), are generally more expensive; in large part that is because they cover much more. Here are many of the key changes: The new plans and old plans both have out-of-pocket maximum costs, but […]

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Got Question About the Affordable Care Act?

We are now in 2014 and under the guidelines of the new Affordable Care Act. However, many Americans still don’t fully understand the provisions of this new law and how it will affect them and their households. Below are a few common questions and answers regarding the Act. Do I qualify for a subsidy under the […]

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