Effects of the Student Loan Bubble

Americans owe $1.2 trillion in student loan debt, a number that has tripled in the last decade, according to a recent NY Daily news article. Student debt now exceeds the total of auto loans, credit cards, and home-equity debt balances, making student loans the second largest debt of U.S. households only following mortgage debt. Nearly […]

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Preparing For Loss of the Family Provider

We all manage our budgets, plan for our major purchases, have financial plan for paying for our children’s college and our own retirement, but we seldom consider end-of-life planning. In reality, 2.4 million Americans die each year — and that number grows every year. Losing a loved one is an unfortunate event. More often than […]

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Don’t become a victim of elder investment fraud

Sadly, it has become increasingly common for the elderly to become victims of fraud, exploitation or just plain bad advice. An estimated $40 billion is lost every year to investment fraud with losses from seniors totaling as much as $3 billion.  One in five older Americans over the age of 65 — a total of […]

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Investing Pitfalls

Are you investing money like it was yours for your purposes, or are you investing as a steward of God’s resources with diligence and care? Making a return should be a by-product of doing what God has called you to do. Remember that peace does not come by building up material possessions and it is […]

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Getting Your Retirement Plan on Track

It has been a full five years since the 2008 market crash, which wiped out $2 trillion or 20 percent of Americans’ retirement savings. This Great Recession rolled through and wiped out many older American’s dreams for the future. The economic downturn has reshaped the concept of traditional investing and confidence in our free market […]

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Financial Resolutions for 2014

Did you know that nearly one-third of New Year’s resolutions relate to money, with saving more, spending less and paying off debt ranking as the top three ambitions for the past two years? If your 2014 resolutions include financial goals, you’re already on the right track. People who make specific resolutions are 10 times more […]

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Does Your Wife Have a Secure Retirement?

Ephesians 5:25 instructs husbands to love their wives as Christ loved the church. This love is displayed by sacrificial acts of caring, giving and provision. It is the highest calling for husbands. Statistics show that 8 out of 10 wives outlive their husbands on average by 14 years. Studies also show that a widow not […]

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How Much is Enough?

When we ask the question, “How much is enough?” it seems almost un-American. We often want more than we have now. More money, upgraded technology, better furniture, better house, better car, more success and more security. It doesn’t matter how much we have invested, we want it to grow to become more. “More” is woven […]

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Social Security Insecurity

After paying into the Social Security system for their entire career, many Americans on the edge of retirement suddenly realize they don’t understand how the system works. They have heard conflicting strategies of when to start taking their benefits. Some say it is best to start collecting a reduced benefit at age 62, others recommend […]

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Investing 101 for Women

It is a harsh truth that many women either leave money matters to the men in their lives or ignore the importance of financial planning altogether. Couple this with the fact that women face different challenges and financial risks than men, and it becomes clear why women must take charge of planning their financial futures. […]

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