Generational wealth is commonly described as “financial assets passed down from generation to generation with the primary goal of providing family members with a financial future.” This is customarily accumulated through long-term investing, building equity, business ownership and life insurance, among others. In my case, I received “generational liabilities” from my parents, but thankfully today Julianne and I are very intentional in creating a plan that provides assets for our children, which we believe is a noble cause. Our battle cry is found in Proverbs 13:22 where King Solomon stated that “a good man leaves an inheritance to his children’s […]

As I type the words culture shock, my mind is racing back over the decades of my life. Flashing before me are the many changes I have personally witnessed in the cultural collapse of the Judeo-Christian ethic of our Western world in my lifetime.  I was born in 1947 and spent my boyhood days in the 1950s, when tens of thousands of American troops had just returned home from Europe and the South Pacific at the conclusion of World War Il. They married their high school sweethearts, and what sociologists have termed the baby boom began. In the 1950s, we […]

I marvel at how many folks in this country obtain ultimate success despite being unable to achieve their original dreams. There are many ways to earn a profession or career here despite missing the mark on the initial plans. Yet sometimes, like a first romance, some pine about earlier days and retrace their steps in an attempt to experience “what could have been” or just “return to the scene of the crime.” I did just that after failing at a professional baseball career.  Ten years after unceremoniously being shown the door of a minor league locker room, I doubled back […]