First impressions last. Perhaps never is this truer than with job interviews. How you dress and present yourself is crucial to whether or not you get the job or even move forward in the interview process. Here are some pointers to help you make the best first impression: Context is key When deciding what to wear, always dress for context. Take into consideration the culture of the company you are interviewing with and dress accordingly. Is it a formal company where employees typically wear suits everyday? Or is it a casual, creative environment where everyone wears jeans and a T-shirt? […]

Ephesians 5:25 instructs husbands to love their wives as Christ loved the church. This love is displayed by sacrificial acts of caring, giving and provision. It is the highest calling for husbands. Statistics show that 8 out of 10 wives outlive their husbands on average by 14 years. Studies also show that a widow not only faces the grief of the loss of her spouse, but also takes on financial obligations that her husband previously supported (2009 Retirement Confidence Survey conducted by the Employee Benefit Research Institute). The physical care of the house, car and other functions we husbands many […]

When we ask the question, “How much is enough?” it seems almost un-American. We often want more than we have now. More money, upgraded technology, better furniture, better house, better car, more success and more security. It doesn’t matter how much we have invested, we want it to grow to become more. “More” is woven into our psyche, and is the very default of our nature. But what happens when we get more, or reach our goals and aspirations? We still are not satisfied, because there are always new and better attractions; the next goal and level of achievement. It […]

It is a harsh truth that many women either leave money matters to the men in their lives or ignore the importance of financial planning altogether. Couple this with the fact that women face different challenges and financial risks than men, and it becomes clear why women must take charge of planning their financial futures. Women worry with good reason: they outlive men. According to the National Center for Women and Retirement Research, at age 60, a man has a life expectancy of 19 years, but a woman has a life expectancy of 24 years. Those 5 extra years of […]

According to a recent survey by the Employee Benefit Research Institute, only 13% of workers are “very confident” about having enough savings for a comfortable retirement (confidence study, EBRI March 2011). The demise of traditional pensions or other employer-sponsored retirement plans has caused workers to rely solely on their 401K to build a retirement nest egg. Labor statistics show that the average American will hold 11 jobs between the ages of 18 and 44, and many sadly fritter away their retirement savings in between jobs. According to a Hewitt Associates survey of employees who changed jobs, 46 percent cashed their […]