Business & Finance

The Challenges of Retirement

In a recent North American survey by Allianz Life, more than 3 of 5 people between the ages of 44 and 75 said they worry more about running out of assets than about dying. Funding a 30 year retirement will take financial planning prowess as you juggle the effects of longevity, inflation, healthcare costs, taxes, […]

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Planning for College

With college costs increasing at twice the rate of inflation each year, most American families now intentionally view a college savings plan as a fiscal necessity, not an option. Today’s low cost four-year college will be $60,000 or more and a private school education will be $160,000. If you compound today’s price by the 8 […]

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Why to Invest

Investing. This topic generates more discussion and controversy than virtually any other in the financial arena. Almost everyone wants to know how to make the most money with the least risk. But for believers, the question should not be where to invest, or how to invest, but why to invest. Should Christians speculate with money, […]

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Buying a Home: Blessing or Burden

The home purchase decision is probably one of the most significant financial decisions a person will ever make. We must consider carefully if home ownership is within God’s timetable and will for us. We must face the following realities before making this decision. Owning a home may be the American dream, and is a privilege […]

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Are You Financially Protected?

Whenever I have the opportunity to speak to groups or individuals on the subject of finance, I share two key scriptures of financial warning so that I can bring safeguards to those who will hear. These two scriptures call us not to be naïve, and to avoid financial mistakes that can cripple. The first scripture […]

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Are You Content With Your Finances?

Did you know that the Bible speaks on the subject of finances more than any other subject? Why is this? God knew that this area would be one of our greatest challenges. Security in worldly things is a constant struggle, not only for non-believers but for Christians also. The basic problem is a lack of […]

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Making Investments: God-Centered Motives

Are you investing your money like it is your own, or like it is a gift from God? The Holy Spirit will reveal our true financial motives as we seek Him. Making money should be a by-product of doing what God has called you to do. Remember that peace does not come by building up […]

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Financial Goals: Are you in the 3%?

The first step of the financial planning process is finished. You have figured out where you are financially by calculating your net worth and summarizing your cash flow. These reports have identified some obvious problems, financial strengths and some action steps to take. So what do you do next? It has been said that a […]

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How Does Your Cash Flow?

Last month’s article dealt with step one in determining where you are financially. You learned that calculating your net worth/balance sheet (what you own minus what you owe) was the starting point in developing a biblically-based financial plan. This month you will become familiar with step two, which is calculating your summary of cash flow/income […]

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It All Adds Up

Proverbs 27:23 states, “Be sure you know the condition of your flocks; give careful attention to your herds.” Did you know that the message behind this statement can also be applied to your specific financial situation? Here’s how; the first step in determining where you are financially is putting together a statement of net worth. […]

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