Business & Finance

Surviving the Holidays Financially

Christmas is the time of year to have fun while enjoying the holiday with family and friends. However, the magic can also be extinguished by the mad rush of stressful shopping, vacation planning and other obligations. It’s no wonder that the holiday season is actually one of the most stressful times, especially from a financial perspective. Smart spending and creating a Christmas budget can reduce the financial burden and alleviate some of that unwanted stress.  It’s way too easy to get caught up in the shopping mania of this season and find yourself in a freshly dug hole in January. […]

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H. Wayne Huizenga, Jr. Discovers True Wealth

“Pop has accomplished incredible things,” said H. Wayne Huizenga, Jr., the son of local businessman Harry Wayne Huizenga, who grew Waste Management, Inc., Blockbuster Video and AutoNation into successful companies and previously owned the Miami Dolphins, Florida Panthers and Florida Marlins teams. “But when they started, they were so poor that Pop sold his pick-up truck to buy Mom’s engagement ring,” said Huizenga, Jr. The early days “My father bought an old garbage truck from an African American man. He would pick up garbage all morning and go back out in the afternoon to sell the business. He parked the […]

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Depend on Paradise Service Technologies for Plumbing and AC Service

When it comes to plumbing and air conditioning services, Matt Rich, owner of Paradise Services Technologies, has been providing quality service with experience and integrity for more than 25 years. By demonstrating consistent reliability, his ultimate goal is to satisfy customers with competitive pricing and service second to none. A loyal advertiser for 16 years, Matt said he partners with the Good News because he wants to be included among similar advertisers who are more likely to be honest, have good business morals and treat people fairly. Starting in plumbing from the ground up, Matt said, “there’s nothing that I […]

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Avoid Mistakes with Life Insurance

Life insurance may be one of the most important purchases an individual will ever make. An August 2010 study by LIMRA, an insurance research organization, revealed that ownership of individual life insurance has fallen to a 50-year low in the United States: 30 percent of households (35 million) have no life insurance coverage at all. In addition, there are a variety of mistakes made during the process of obtaining life insurance coverage. Procrastinating When you wait too long to buy life insurance, you leave your family vulnerable if something unexpected happens to you. Term life insurance premiums generally increase as […]

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For Business and Real Estate Advice Consult Trinity Title & Escrow & Joseph Altschul

Joseph Altschul is an attorney practicing law in South Florida for more than 24 years and the owner of Trinity Title and Escrow, LLC. They have been loyal Good News advertisers for eight years. Trinity Title focuses on all types of real estate transactions including purchases, sales and refinances of residential, commercial and investment properties. Joseph’s law firm offers legal counsel, from a biblical perspective, in all aspects of business and real estate. This includes real estate litigation, such as foreclosures and contract disputes, and business law inclusive of incorporations, transactions, purchases and sales of businesses and business disputes. Before […]

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Networking the Church

We have all experienced a time when someone from your church or the Christian community eagerly wants to get to know you, or is insincerely nice to you for some underlying motive of a “business opportunity” or to present directly or indirectly their product or service. We agree to see them because they go to our church or because they are a fellow “believer,” but we wonder what their motives and intentions are. The sales profession can be an honorable and essential component to our economic system, but we must be able to discern the underlying motives and representation of sales and marketing tactics. […]

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Why Most People Never Accumulate Surplus

For years now, Americans have been among the world’s worst savers. This is most astonishing since we live in one of the most prosperous nations in the world. The 2013 Bureau of Economic Analysis reported that Americans on average saved only 3.8 percent of their disposable income. Compare this to the 13.3 percent saved annually back in 1971. What are we doing? The average Chinese household saved 50% of its disposable income last year and in India over 30 percent. Why is there such an enormous discrepancy and why are Americans so consumptive? Proverbs 21:17 states, “Those who love pleasure […]

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At the Wheel of John Herbeck’s Auto

Drew Ciba, owner and president of John Herbeck’s Auto Repair since 2002, has built a reputation for doing great work and charging honest prices. A longtime resident of South Florida, he was brought up in Margate, later moved to North Carolina, but was drawn right back to settle in Pompano. Ciba and his wife, Dayla, have two children. Drew became interested in cars while working at a Mobile gas station while attending Broward College. He later worked in the service department at a Lincoln Mercury dealership in North Carolina. However, his passion for classic cars began in 1983 when Ciba […]

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Investor Bad Behavior

When it comes to money and investing, we’re not always as rational as we think we are, which is why there’s a whole field of study that explains our sometimes strange investment behavior. It is important to control your emotions and avoid self-destructive investor behavior. We call the gap between general market returns and individual investment performance “investor behavior penalty.” It is possible for investors to negatively affect performance due to their numerous behavioral & emotional flaws. Why is this? Greed and overconfidence People generally overestimate their knowledge and their abilities to make financial decisions, either by overconfidence or by […]

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Effects of the Student Loan Bubble

Americans owe $1.2 trillion in student loan debt, a number that has tripled in the last decade, according to a recent NY Daily news article. Student debt now exceeds the total of auto loans, credit cards, and home-equity debt balances, making student loans the second largest debt of U.S. households only following mortgage debt. Nearly 20 million Americans attend college each year; of those close to 12 million, or 60 percent, borrow annually to help cover costs. There are approximately 37 million student borrowers with outstanding student loans today, and only 37 percent of federal student loan borrowers (between 2004-2009) […]

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