Business & Finance

Financial Resolutions for 2014

Did you know that nearly one-third of New Year’s resolutions relate to money, with saving more, spending less and paying off debt ranking as the top three ambitions for the past two years? If your 2014 resolutions include financial goals, you’re already on the right track. People who make specific resolutions are 10 times more […]

-Read More


Does Your Wife Have a Secure Retirement?

Ephesians 5:25 instructs husbands to love their wives as Christ loved the church. This love is displayed by sacrificial acts of caring, giving and provision. It is the highest calling for husbands. Statistics show that 8 out of 10 wives outlive their husbands on average by 14 years. Studies also show that a widow not […]

-Read More


How Much is Enough?

When we ask the question, “How much is enough?” it seems almost un-American. We often want more than we have now. More money, upgraded technology, better furniture, better house, better car, more success and more security. It doesn’t matter how much we have invested, we want it to grow to become more. “More” is woven […]

-Read More


Social Security Insecurity

After paying into the Social Security system for their entire career, many Americans on the edge of retirement suddenly realize they don’t understand how the system works. They have heard conflicting strategies of when to start taking their benefits. Some say it is best to start collecting a reduced benefit at age 62, others recommend […]

-Read More


9 Principles for Young Professionals

It’s a tough and competitive world out there, and with unemployment statistics as they are, many of us in our 20s are happy to take work where we can find it. Others are already working in their desired fields but, in either case, we are all trying to move forward and build our futures as […]

-Read More


Investing 101 for Women

It is a harsh truth that many women either leave money matters to the men in their lives or ignore the importance of financial planning altogether. Couple this with the fact that women face different challenges and financial risks than men, and it becomes clear why women must take charge of planning their financial futures. […]

-Read More


401K Advice

According to a recent survey by the Employee Benefit Research Institute, only 13% of workers are “very confident” about having enough savings for a comfortable retirement (confidence study, EBRI March 2011). The demise of traditional pensions or other employer-sponsored retirement plans has caused workers to rely solely on their 401K to build a retirement nest […]

-Read More


The Psychology of Investing

Investing should be easy; just buy low and sell high, right? But most of us have trouble following that simple piece of advice. Why is it so hard? It has to do with fear, greed and something called the “Investment Psychology Cycle.” As the market cycles upward, it draws investors in, but they may pay […]

-Read More


The Benefits of a Roth IRA

A Roth IRA is an individual retirement account that offers a valuable future benefit: tax-free income in retirement. Although there is no up-front tax deduction for Roth IRA contributions as there is with a traditional IRA, Roth distributions are tax-free in retirement… when you follow the rules. Imagine saving the maximum into a Roth IRA […]

-Read More


The Challenges of Retirement

In a recent North American survey by Allianz Life, more than 3 of 5 people between the ages of 44 and 75 said they worry more about running out of assets than about dying. Funding a 30 year retirement will take financial planning prowess as you juggle the effects of longevity, inflation, healthcare costs, taxes, […]

-Read More