You’ve probably heard that money problems are one the most significant factors that can lead to divorce. According to a Citibank survey, 57 percent of divorced couples cited money problems as the primary reason for the demise of their marriage. Having counseled couples financially for over 20 years, I have found that money is never the reason for their marital discord but rather just a symptom of their conflicting hearts. Other factors such as incompatibility, lack of emotional support, abuse and sexual problems rank higher than money problems.  Money is a problem in many marriages, but usually the first perceived […]

Forget consolidation loans, extended credit lines or fancy debt relief agencies. The best way to escape debt is the difficult and painstaking road of — hard work!  I know it was easy and sometimes quick to get into debt, but now it is time to get out of the burden of debt. Lets get busy! Stop charging and borrowing If you want to get out of debt fast, you have to stop using debt to fund your lifestyle. This means no more financing furniture, no more signing up for credit cards, no more test driving brand new cars that you […]

Many people find it difficult to invest on their own, particularly as they face complex financial situations and decisions. That’s when professional financial advice can help. A relationship with a professional Financial Advisor will help you strategically plan, and set up disciplines to work toward your goals and financial success. A good financial advisor will also build a relationship with you that goes beyond traditional financial planning and results in a more valuable financial life-planning approach. I like to tell my clients that I am here to help educate them on appropriate and valuable actions, and to guide them away […]