Life

When Can You Use a Section 529 Plan?

Merrill Lynch Wealth Management explains the uses of and limits to this popular education savings tool.   Millions of Americans use 529 plans to sock away money for their kids’ and grandkids’ education. They are popular, in part, because of the tax benefits they can provide: withdrawals, including any earnings, are federal, and possibly state, […]

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Fun and Budget-Friendly Ways to Celebrate Love on Valentine’s Day

Valentine’s Day is here again! Exciting, right? Ahhh….not really. You are single, without a significant other or a couple struggling to find a romantically engaging and fun way to enliven your relationship. Well, as the Beatles sing, “All You Need is Love.” Put your love into action and join me as we journey through enriching […]

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The Greatest Of These Apologetics . . . Is Love

February is generally thought of as “the month of love,” highlighted by Valentine’s Day on the 14th. We made Valentine’s cards for our classmates and teachers when we were in grade school, and we continue the tradition as adults, adding flowers, candy and a variety of gifts to the cards we give to those we […]

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Perhaps We’ve Just Gone Too Far

I don’t know how or why I started receiving a weekly summary of my cell phone usage, but I now receive breakdowns of the amount of time I spend on various apps. This little update tells me how much time I spend, or even waste, using various phone apps including Spider Solitaire and Sudoku… Yikes! […]

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Hands-On Tradition Connects With Kids

The real reason for the holiday season sometimes gets lost beneath the presents, parties and pie – especially for children. But, this year, a new Christmas tradition points kids to the real reason we celebrate – Jesus’ sacrifice on the Cross. A Nest for the Savior is a new children’s book about a sparrow who […]

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Perhaps We Have Just Gone Too Far

I don’t know how or why I started receiving a weekly summary of my cell phone usage, but I now receive breakdowns of the amount of time I spend on various apps. This little update tells me how much time I spend, or even waste, using various phone apps including Spider Solitaire and Sudoku… Yikes! […]

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Retirement Income That Measures Up

Merrill Lynch Wealth Management suggests strategies to help you meet your retirement needs. Pension income, investments, a 401(k) account: All those potential resources can provide you with a solid foundation for retirement. But how do you develop a strategy for drawing them down in a way that will see you through retirement? “Your approach will […]

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We’re Gonna Need A Bigger Box

Years ago, when our children were younger, we used to schedule “mystery family vacations.” The idea was a brilliant one, I might add. The concept was simple. Lisa and I would devise a fun family vacation but keep it a secret. We would simply share with our children the date of departure, the date of […]

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