One thing that often prevents us from being proactive with our family financial planning is that we perceive financial planning to be too complex.  The unlimited alternatives for spending our money often results in “analysis paralysis.”  The good News is that in the short term, there are basically only five spending objectives; in the long term there are only six. Every spending decision or use of money accomplishes one of these 11 objectives. We’ll focus on the five short term spending objectives in this article, and we will take a look at six long term objectives next month. Every short […]

Walter L. Shaw died, at 10:30 in the morning, on July 21, 1996. Sadly, only 28 people showed up to the funeral for a man whose forward thinking mentality, combined with sheer brilliance, originality and talent, created innovations that many of us use on a daily basis. You might be asking yourself, “Who is Walter L. Shaw?” Upon learning the truth behind this man’s story, you will be asking yourself, “Why isn’t this man receiving the honor and credit that he so justly deserves?” Born in 1917, Walter L. Shaw was a man gifted with many talents. Shaw holds the […]

A conservative group that monitors the Culture industry is applauding Apple’s CEO Steve Jobs for his pledge to keep porn applications off the iPhone. So-called “apps,” or programs, are wildly popular and can be downloaded through Apple’s iTunes store. There’s an application for nearly everything – including News, sports, maps and restaurants – but Jobs says the store won’t offer porn. Approximately 5,000 sexually explicit applications were removed from the store early this year after the conservative Parents Television Council (PTC), urged citizens to complain to Apple. The PTC noted that children often browse the store looking for games.  Apple’s […]

Arizona first to officially opt out of abortion coverage in health care EP News – Gov. Jan Brewer signed a bill into law in April making Arizona the first state to opt out of the federal health care abortion mandate. The Legislature had already been working on language to keep abortion funding out of state plans. Cathi Herrod, president of the Center for Arizona Policy, said lawmakers took that language and tailored it to apply to the federal mandate. “Once Obamacare passed,” she said, “we were able to get an amendment on the bill that opts Arizona out of abortion […]

  Pennsylvania, Kentucky and Arkansas each held primaries May 18.  The results were surprising and may indicate what could happen in the November elections. In Pennsylvania, long-time Sen.  Arlen Specter was defeated by Joe Sestak.    Specter left the Republican Party a year ago to become a Democrat, but the move may have backfired.  Sestak won the primary, and Specter gave maybe the shortest concession speech in history.  “It’s been a great privilege to serve the people of Pennsylvania,” Specter said.  Michael Geer with the Pennsylvania Family Institute says President Obama helped convince Specter to switch parties and Democratic leaders […]

Can you name 10 high school students in your local church? OK, five if your congregation is small. Go ahead; write down their names and picture them in your mind. Soon they will leave the nest to enter college or the work world. In the process, a significant number of them will drop out of church. Some will never return. Why? Life experts say there are many reasons, but they all point to deficiencies in the discipleship process of many churches. Specifically, churches are 1) failing to teach the Bible as historic and propositional truth and 2) neglecting to teach […]

At the young age of 22, Jonathan Ramirez was starting to feel a lot older than he was. Severe pains cascaded through his body on a regular basis. He noticed that he was losing his hair. A strange rash started to turn up around his eyes, and no matter how many hours of sleep he had gotten the night before, he was completely exhausted all the time. Jonathan assumed his exhaustion was due to his heavy course load as a Florida International University civil engineering student. When his health declined drastically after he got his wisdom teeth removed, he knew […]

You may have seen the attention grabbing billboards advertising Strip Club or The Bare Naked Truth on Sex series in various locations as you drive around South Florida. Although there have been a variety of comments, bewildered looks, and even criticisms and judgments by both believers and non-believers, there is one truth that stands mighty and alone through all of it; whether you are a fan of his style or not, Pastor David Hughes’ mission to lead as many souls as possible to Christ is working. A South Florida native, Pastor Hughes recalls being given the opportunity to lead at […]